When it comes to keeping our tresses looking their best men spend £364 per year on cuts colour, shampoo, conditioner and styling products. Women spend more than double at £751 per year. With an average cut being £18.50 for men and £42.63 what can be done to save money on your new do?
Opt for a dry cut – save on the cost of washing and drying
Check your options - a senior stylist will cost more than a newly qualified or senior stylist
Go on a weekday – Or try and get a cancellation gap. Some salons will offer a lower rate for those who can f...
If you are planning on retiring soon there are a few things you may like to consider before you make any important decisions.
Gather all the information
You need to gather information on all your assets, including pensions as well as savings and investments. Don’t forget to include your State Pension. There are ways to boost your State Pension; such as buying top ups - which apply for women born before April 6, 1953 and men before April 6, 1951. These can increase your state pension by up to £25 a week - so is well worth investigating. You...
This update comes to you from Columbia Threadneedle Investments.
Politics are not the only risk on the horizon.
As the tenth anniversary of the Global Financial Crisis passed this month, our thoughts turned to the ongoing muted volatility in financial markets. The ‘Goldilocks’ conditions of improving growth without price pressures are something of a surprise, yet appear to be increasingly discounted in analysts’ and investors’ expectations. This situation may appear to be benign, but with valuations across many asset classes appearing full...
This update comes to you from T. Rowe Price.
August’s biggest story was the strength of global economy, which surprised on the upside.
China’s official Purchasing Managers’ Index (PMI) figure was at 51.7 for the month, exceeding expectations (any reading above 50 indicates expansion, while a number below 50 indicates contraction). Business activity also remained robust in the US and the Eurozone, albeit slowing slightly in the latter’s case. This is unusual: since the global financial crisis, there have only been a few occasions when the t...
Read our investment newsletter covering:
Cash ISAs
Are they still worth the investment?
Is your pension tax efficient?
A run-down of the allowances and tax-efficient accounts which reduce your tax liability.
Pension Advice Allowance
A government initiative to get more people access to crucial advice.
Saving for a happy retirement
How much would you need for a comfortable retirement?
Risk vs reward
When it comes to investing, it's a fact that risk and the potential for reward go hand in hand.
Lasting Power of Attorney
Making sure people you ...
Read our protection newsletter covering:
How to avoid a DIY disaster
Will your home insurance cover you for spilled paint or a foot through the ceiling?
The matter of trusts
Making sure your life cover goes to the right people at the right time in the right way.
Don't crowdfund the cost of your healthcare
A critical illness plan could help you avoid financial hardship when you need it most.
Download our Protection Newsletter - September 2017 now »
After devastating the Caribbean – and killing at least 25 people – hurricane Irma hit Florida at the weekend, leaving a further 4.7 million residents without power. The United Nations estimates that around 37 million people will be affected by Irma in total, with the US government to lead the way in reinvestment.
This guide seeks to provide some information about how we could help you with your investment planning.
Download the guide now »
Tensions escalated in the Korean Peninsula over the weekend, with South Korea setting of live-fire drills in response to indications that the North is preparing an intercontinental ballistic missile launch. However, there was no great reaction from global stock markets on Monday morning (4 Sept).
Market update: G7 leaders in ‘36% club’
After a difficult start to the week, the UK’s FTSE 100 index ended Friday at 7,400. However, further fears over North Korea have weighed heavily at the start of this week.
