Individual Savings Accounts (ISAs) are tax-efficient savings plans that allow you to shelter up to £20,000 in the 2017/18 tax year free from income and capital gains tax. So, if you’ve always been a saver but you’ve never considered an ISA you could be losing out to the tax man.
Make your savings work hard
You have a number of options when it comes to your ISA investment:
• Invest up to £20,000 in a stocks and shares ISA
• Invest up to £20,000 in a cash ISA
• Split the £20,000 between the two
Whichever route you choose, it’s important ...
Market update: Policymakers on parade
Global equity markets fell late in the week in the wake of a terrorist attack in Barcelona, and further concerns about Donald Trump’s presidency.
The Omnis Investment Committee oversees all aspects of the Omnis investment offering.
The Committee met recently to discuss the Omnis funds and the performance of the external fund managers. This bulletin summarises the principal discussion points from that meeting and is the latest in a series of regular updates from the Committee, which takes seriously its responsibility to ensure the funds are properly managed at all times.
The Omnis Fund Manager videos covering stock selection and investment strategy in the context of economic and market changes have been updated for Q2 of 2017.
Past performance is no guide to future performance and may not be repeated.
The value of your investments and any income from them can fall as well as rise so you could get back less than you invested.
It was a volatile week for global stock markets as North Korea threatened the US territory of Guam, prompting a stern response from President Trump who threatened ‘fire and fury like the world has never seen’ if threats against the US continue. The S&P 500 and FTSE 100 both fell during the week, the latter hitting a three-month low. The Vix index, a measure of short-term volatility, hit its highest levels since Trump’s election victory in November. While market falls can be alarming, a diversified portfolio of investments can help smooth out...
FTSE 100 set for a new high?, Bank of England sits tight, Eurozone puts UK in the shade. US closer to full employment and more.
What do you look for in your firm of financial advisers? That it is ethical and puts your interests first? That its people are competent, knowledgeable and committed to maintaining their professional capability?
Those are precisely the qualities embodied by Chartered status – the reason we are proud to have achieved the title Chartered Financial Planners.
Chartered status is an objective mark of professional standing among all professions. It is awarded to firms who can demonstrate commitment to developing knowledge, enhancing capability a...
This month’s update comes to you from Octopus, managers of the Omnis Multi-Manager Funds and the Omnis Alternative Strategies Fund.
There is a noticeable shift in policy direction from both central banks and governments, which will have a real bearing on the near term direction of markets.
This has been most apparent in the US where the US Federal Reserve (Fed) continues to raise interest rates and President Trump looks to fulfil his election promise of large scale tax breaks and spending. Elsewhere, although there has been no actual chang...
The FTSE 100 rallied midweek, propelled by positive corporate earnings, although it handed back those gains as concerns about US regulation weighed on tobacco shares and index heavyweight AstraZeneca’s share price fell following the failure of a drug trial. Sterling hit a 10- month high against the dollar as the Federal Reserve (the Fed) hinted at a slower pace of interest rate hikes, but it weakened against the euro as the European Central Bank edged closer to raising rates and winding down quantitative easing.
The FTSE 100 climbed last week, driven by strong performance in the mining, construction and energy sectors. The index also benefited from sterling’s weakness against the dollar and other major currencies as a result of lower inflation which dampened expectations that the Bank of England (BoE) might raise interest rates.
